We understand that securing financing is a critical part of the home-buying process. That’s why we offer private financing solutions to help deserving buyers achieve their dream of homeownership. Our financing options are tailored to fit your unique financial situation, making the process more accessible and less stressful. Whether you’re self-employed, have a non-traditional income source, or need more flexibility than a traditional mortgage, we’re here to provide the financial support you need. With competitive rates and personalized service, our private financing can help you move forward with confidence
Traditional mortgages aren’t always the best fit for every buyer. If you’ve struggled with securing financing through a bank due to credit history, fluctuating income, or other challenges, our private financing options may be the solution you’re looking for. We understand that every buyer’s situation is different, and we’re able to offer a more personalized approach that takes your circumstances into account. Private financing can help you avoid the lengthy approval process of banks and get you into your new home faster, with terms that are more flexible and tailored to your needs
We help deserving buyers overcome traditional mortgage challenges with personalized private financing options
Secure flexible financing tailored to your unique financial situation, making homeownership a reality
Private financing is a loan provided directly by a lender, outside of traditional banking institutions. It’s often more flexible and quicker to approve than a bank mortgage, making it ideal for buyers with unique financial circumstances.
Our private financing is designed for deserving buyers who may not qualify for traditional loans due to credit issues, self-employment, or irregular income. We assess each buyer’s situation on a case-by-case basis.
Private financing typically has a faster approval process compared to traditional banks. You can expect to receive approval in a shorter timeframe, helping you move forward with your purchase more quickly.
While private financing may have slightly higher interest rates due to the increased flexibility, we strive to offer competitive rates that work for our clients. Rates vary depending on the loan structure and buyer profile.
At Shiny Homes, we build high-quality, custom homes designed to reflect your vision and last for generations
